Creating and leaving a legacy is a lot of work, but you don’t have to do it alone. Let us take you through our TRUE LEGACY FORMULA, which provides the tools and framework for you to live life to the fullest! Each of our representatives bring a unique perspective and an extensive personal and professional experience. We are committed to providing clear, easily understood explanations of complex financial products, services, and investment strategies.

A look into our practice

True Legacy Financial is committed to helping you pursue your long-term financial goals. As professionals in retirement planning and estate conservation strategies, we can help you answer the questions you may have about your financial future, such as:

  • Will I be able to retire early?
  • How much money will I need in order to retire?
  • How can I get the most out of my 401(k)?
  • Should I have a traditional IRA or a Roth IRA?
  • How can I position my investments for higher potential returns?
  • How can I "inflation-proof" my investment income?
  • Do I need disability income insurance? Long-term care insurance?
  • How can I ensure that my children receive as much as possible from my estate?
  • What do I need to know about wills, trusts, and probate?

We offer financial products and services tailored to your individual needs. True Legacy Financial is committed to you for the long term.

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Asset Management Strategies

Our asset management fee structures are aligned with your goals in mind. We narrow down the universe of investments by completing a strict due diligence process in order to select the appropriate investment options to achieve your goals.

Over 50 Years of combined experience

All True Legacy Financial professionals hold a variety of professional designations and are well versed in a number of financial disciplines. Our combined education and experience position us to offer broad-based financial advice that our clients can trust.

A Holistic Approach

We take a holistic approach to your financial goals. We offer both fee-based and fee-for-planning solutions, along with transactional based relationships if you’re not quite ready for the full client experience.

What We Do

Investment & Retirement Planning

Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending investment vehicles designed to help you reach your goals. Helping you manage you finances before and during retirement.

Tax management strategies

Looking for ways to help manage your current and future tax situation. Referring you to qualified tax specialists.

Estate Planning

Reviewing your wills and trusts. Helping preserve your estate for your intended heirs. Helping with beneficiary designations. Help you manage exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors.

Risk Management

Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the policy for your situation. Life, disability, and long-term care insurance analysis.

Business, Employee, & executive benefits

Helping your business attract and retain qualified employees through benefit packages. Informal Business Valuations and Buy-Sell Reviews. Helping you with business exit strategies and succession planning.

Our Team

Planning your financial future can be a daunting task. That's where we come in. We're trained, registered professionals, and we can draw on years of financial planning experience when creating a long-term strategy. Whether your concern is taxes or not having enough money to last throughout your retirement, we can create a plan designed to help you.


TRUE Legacy Formula

Treasures- Not monetary treasures, but the treasures that matter most. Tell us about your family and other loved ones. What are some unique attributes about them that we need to take into consideration?
“Family and friends are hidden treasures, seek them and enjoy their riches.” -Wanda Hope Carter

Recreation- What do you do for fun or hobbies? What charities do you support? What things do you do in the community? If there is some hobby you would take up if you had the time or the money, what would it be? Do you expect or want to travel extensively during your retirement? We want to be as excited as you are about all the recreational activities you have in mind. “Work Hard, Play Hard” is a strategy we recommend!

Utility- What phase of life are you in? What are your current assets and liabilities? Retirement accounts? Debts? Businesses? Real estate holdings? How much liquidity do you keep on hand? These are all “tools” that we will discuss in detail to design and implement your custom strategy.

Employment- Tell us about your current employment or the job from which you retired. How long did you work, or have you been retired? Why did you choose it? What does your ideal lifestyle look like? Having a crystal-clear vision of the future will increase the probability of your dreams coming to fruition.

Legacy- What kind of life mission do you have, if any? How do you want to impact the world? To whom do you want to leave your remaining assets? With a customized investment portfolio and risk management strategy, along with periodic progress updates, we will make sure that you are in the best position possible to fulfill your True Legacy.




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Client Links

Listed below are links to web sites that may be of interest to you. Feel free to visit these web sites. 

These hyperlinks to third party sites are being provided as a courtesy in order to give you the option to explore information on the particular subject matter. The member companies of the Principal Financial Group did not create the content and neither endorses, explicitly or impliedly, nor claims any responsibility for the content. Any comments, opinions or facts is listed on the site are those of the third party.


Our Office

200 North M Street
Tulare, CA 93274
Phone: (559)688-2900
Fax: (559)688-2969

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